Welcome to The Online Business Academy (“we,” “our,” or “us”). By accessing or using our website (oba.au), purchasing our courses, or using any of our services, you agree to these Terms of Service.

Please read them carefully. If you do not agree, please do not use our services.

1. About Us

The Online Business Academy provides online courses, educational resources, and related services designed to help individuals build business, marketing, digital, and creative skills.

2. Eligibility

To use our services, you must be at least 18 years old or have parental/guardian consent. By using our services, you confirm that you meet this requirement.

3. Account Registration

You may need to create an account to access certain features. You are responsible for keeping your login details confidential and for all activities under your account.

4. Purchases and Payments

All prices are listed in AUD unless otherwise stated. Payments are processed securely through third-party payment providers. You agree to provide accurate and complete billing information.

5. 10-Day Cooling-Off Period

We offer a 10-day cooling-off period from the date of purchase.

• If you are not satisfied, you may request a refund within 10 days, provided you have not completed more than 20% of the course or downloaded course materials.

• To request a refund, contact us at support@oba.au within the cooling-off period.

6. Course Access and License

When you purchase a course, you receive a non-transferable, non-exclusive license to access the course content for your personal learning only. You may not share, resell, distribute, or reproduce any course materials without our written permission.

7. Intellectual Property

All content on our website, including text, graphics, videos, logos, and course materials, is owned by or licensed to The Online Business Academy. Unauthorized use is strictly prohibited.

8. User Conduct

By using our services, you agree not to:

• Violate any applicable laws or regulations

• Infringe on intellectual property rights

• Share offensive, harmful, or misleading content

• Attempt to hack, disrupt, or misuse the website or services

9. Service Availability

We strive to provide continuous service but cannot guarantee uninterrupted access. We may modify, suspend, or discontinue parts of the site or services at any time.

10. Limitation of Liability

To the maximum extent permitted by law, The Online Business Academy is not liable for indirect, incidental, or consequential damages arising from your use of our services.

11. Indemnity

You agree to indemnify and hold harmless The Online Business Academy and its team from any claims, losses, or expenses arising out of your violation of these Terms or misuse of the services.

12. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their content, policies, or practices.

13. Changes to These Terms

We may update these Terms of Service from time to time. Any changes will be posted on this page and take effect immediately. We recommend checking back regularly.

14. Contact Us

If you have any questions about these Terms, please contact us:

Email: support@oba.au

Website: oba.au/terms-of-service